Scottie Smith II's Blog Posts

Student Loans Equal Higher Credit Scores

According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans.This

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You Need An Agent Who Will Put You First

When it comes to buying a home, whether you are a rookie homebuyer or have gone through the process many times, having a local real estate expert who is well versed in the neighborhood you are

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Why Are Mortgage Interest Rates Increasing

According to Freddie Mac’s latest Primary Mortgage Market Survey, the 30-year fixed rate mortgage interest rate jumped up to 3.94% last week. Interest rates had been hovering around

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Thinking Of Selling Dont Overlook An Outdated Kitchen Buyers Wont

If you are planning on listing your home for sale, make sure that you don’t overlook the condition of your kitchen. A recent article on realtor.com listed “7 Signs Your

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Existing Home Sales Surge Forward Through Fall INFOGRAPHIC

Some Highlights: The National Association of Realtors (NAR) recently released their latest Existing Home Sales Report. First-time homebuyers made up 33% of all sales in October.

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5 Reasons To Hire A Real Estate Professional When Buying Selling

Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Real Estate Professional to lead you to your ultimate goal. In this world of instant

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Whats Happening In Your City

Most people know Frisco is growing rapidly, but are unaware of what exactly is moving here! For me, the most exciting part is learning of all the new shopping, dining, and entertainment

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7 Graphs That Show The Real Estate Market Is Back

Some Highlights:Distressed property sales fell to its lowest number since NAR began tracking it in 2008.As you can see, with less distressed properties, sales are up in all price ranges except the

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Buying A Home Can Be Scary Unless You Know The Facts

36% of Americans think they need a 20% down payment to buy a home. 44% of Millennials who purchased a home this year have put down less than 10%. 71.8% of loan applications were approved last

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Have You Put Aside Enough For Closing Costs

There are many potential homebuyers, and even sellers, who believe that you need at least a 20% down payment in order to buy a home, or move on to their next home. Time after time, we have dispelled

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Dont Disqualify Yourself Over Half Of All Loans Approved Have A FICO Score Under 750

The results of countless studies have shown that potential home buyers, and even current homeowners, have an inflated view of what is really required to qualify for a mortgage in today’s market

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Starting To Look For A Home Know What You WANT Vs What You NEED

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.If you’ve been thinking about buying a

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3 Questions To Ask Before Buying Your Dream Home

If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family will have your best interest at heart, they may not be fully aware of your

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5 Cheap And Effective Staging Ideas

Appearance is crucial when selling your home. Making your home look sensational will go a long way in being able to get what you want out of the property. It's here that staging comes into play. But

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5 Reasons You Shouldnt Buy A Home This Year

Yap! You read that title Right? 5 Reason’s you shouldn’t buy a Home this year!Now, I’m sure it’s difficult to think that a real estate broker, who’s success in business is driven by the

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Saving To Buy A Home Do You Know The Difference Between Cost Price

As a seller, you will be most concerned with the ‘short term price’ – where home values are headed over the next six months. As a buyer, you must be concerned not with price but instead with

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Homeownership Builds Wealth Offers Stability

The most recent Housing Pulse Survey released by the National Association of Realtorsrevealed that the two major reasons Americans prefer owning their own home instead of renting:

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Would You Qualify For A Mortgage Now

The widespread myth that perfect credit and large down payments are necessary to buy a home are holding many potential home buyers on the sidelines. According to Ellie Mae’s latest 

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Jul 1 2016 23428 1

REALTOR® MAGAZINE HONORS SCOTTIE SMITH, II WITH PRESTIGIOUS “30 UNDER 30” AWARD DALLAS, TX – March 29, 2016 -- REALTOR® Magazine's "30 under 30" for 2016 was recentlyannounced honoring

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